How To Open Kuda Bank Account (7 Easy Steps)

Hey there, friend! Are you tired of carrying cash around like it’s 1995? Want to join the fantastic kids club and do all your banking from your phone? Well, you’re in luck because Kuda Bank is here to save the day!

How to open a Kuda Bank account is pretty simple. It is easy-peasy-lemon-squeezy (and yes, I did say that). So, grab your phone, and let’s get started! I’ll walk you through every single step.

How To Open A Kuda Bank Account (7 Easy Steps)

Kuda Bank is a popular digital bank in Nigeria that allows users to open an account and carry out transactions online without the need to visit a physical bank.

The bank offers various services, including instant transfers, bill payments, and loans, all of which can be accessed through the Kuda Bank mobile app. 

Step 1: Download the Kuda Bank App and Say Goodbye to Traditional Banking

First things first, you need to download the Kuda Bank mobile app from the Google Play Store or the Apple App Store.

This means saying goodbye to traditional banking and hello to a world of digital banking where you can do everything from your phone. 

Don’t worry. Your old bank won’t miss you (or will they?). Once you’ve downloaded the app, open it and click on the “Sign Up” button. 

Step 2: Provide Your Personal Info and Prepare to Be Verified

Now it’s time to provide your personal information, including your full name, date of birth, email address, and phone number. 

Wait, there’s more! You’ll also need to create a unique password for your account that’s not 1234 or your birthday. Ensure it is strong and easy to remember. Once you’ve done that, get ready to be verified.

Step 3:  Verify Your Phone Number and Email Address and Feel Like a Secret Agent

This is where things get exciting (as exciting as verifying your phone number and email address can be). 

You’ll receive verification codes via your phone number and email address that you’ll need to enter into the app. 

Once you’ve done that, you’ll feel like a secret agent who just cracked a code. Let’s move on to the next step.

Step 4: Provide Your BVN and Show That You’re Unique

To complete the registration process, you must provide your Bank Verification Number (BVN). 

This is a unique 11-digit number that’s linked to your bank account and helps verify your identity.

You’re a unique individual, and your BVN proves it.

If you don’t have a BVN, you can still open a Kuda Bank account, but you will be required to provide additional information to verify your identity.

Step 5: Fund Your Account and Feel Like a Baller

Now it’s time to fund your account and feel like a baller. 

Kuda Bank allows you to fund your account through a variety of methods, including bank transfer, card payment, and cash deposit. 

Once you’ve chosen your preferred payment method, follow the prompts, and watch the money roll in (or out).

Step 6: Complete Your KYC and Say Cheese!

To fully activate your account, you will need to complete your KYC (Know Your Customer) verification. 

KYC, or Know Your Customer, is important to Kuda Bank because they want to ensure you’re a real person, not a robot. 

To complete your KYC, you’ll need to submit a valid form of identification, like your driver’s license, National ID card, or international passport. 

And remember to strike a pose for the selfie with your ID, say cheese, and submit it for verification. 

Step 7:Start Using Your Kuda Bank Account and Become a Digital Banking Pro

Congratulations, you’re now part of the cool kids club! You have officially become a Kudaddict! 

You can now start using your Kuda Bank account for transfers, bill payments, and loans. And the best part? You can do all of this from your phone. 

All transactions can be carried out through the Kuda Bank mobile app, which is user-friendly and easy to navigate.

Welcome to the world of digital banking, my friend.

Frequently Asked Questions

Is Kuda Bank Safe To Use?

Yes, Kuda Bank is safe to use. 

They are a licensed bank with the Central Bank of Nigeria (CBN). They have implemented industry-standard security measures to protect your account.

How Long Does It Take To Open A Kuda Bank account?

It takes less than 5 minutes to open a Kuda Bank account. It’s faster than making noodles!

Can I Withdraw Cash From My Kuda Bank Account?

Yes, you can withdraw cash from your Kuda Bank account at any ATM that accepts Verve cards.

How Do I Contact Kuda Bank Customer Service?

You can contact Kuda Bank customer service through the app or by sending an email to

Are There Any Fees For Using Kuda Bank?

Kuda Bank does not charge fees for opening an account or conducting transactions. However, there may be charges for using certain services, such as cash withdrawals from ATMs.

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Final Words

Opening a Kuda Bank account in Nigeria is a straightforward process that can be completed in a few easy steps. 

By following the steps outlined in this article, you can open a Kuda Bank account and start enjoying the benefits of digital banking, including instant transfers, bill payments, and loans, all from the comfort of your smartphone.

Say goodbye to long queues and cash and hello to the future of banking with Kuda Bank.