A USSD code is a short code that allows you (as a user or customer) to subscribe to or apply for a particular service offered by a service provider. This service is usually network-enabled and the service provider could be banks, telecommunication companies, or other entities.
Kuda Bank is an online, digitized bank that offers banking services similar to that of the conventional banks we have in Nigeria. But like these conventional banks that all have a USSD code, does Kuda Bank also have a USSD code? In this article, we will be giving a direct answer to this question.
Does Kuda Bank Have A USSD Code?
NO! Kuda Bank does not have a USSD code. Almost all transactions you need to carry out in done on the Kuda app. Though Kuda does not have a USSD code, in order to aid its online and offline banking-affiliated activities, the bank partners with other leading financial institutions in Nigeria such as Guaranty Trust Bank, First Bank, Zenith Bank, Wema Bank, etc.
So apart from the use of the mobile app of these regular banks, you can transfer money from these other banks to your Kuda bank account using their USSD codes.
How To Transfer Money From Your Kuda Bank Account To Other Banks
The only means of transferring funds from your Kuda Bank account to other banks is through the Kuda app; there’s no USSD code for this. Maybe in the nearest future, Kuda may consider having its own USSD code for transactions and other banking services, but for now, you can only carry out money transfers to other banks with the Kuda app.
How to Add Money to Your Kuda Bank account From Other Banks Using USSD codes
As we’ve stated, Kuda partners with some leading banks in Nigeria such as Guaranty Trust Bank, First Bank, Zenith Bank, Polaris Bank, etc. As a result of this partnership, you can use these banks’ USSD codes to add money to your Kuda Bank account. To ensure a successful transaction, follow the steps below:
- Open the Kuda bank app.
- On your dashboard, tap ‘Add Money’.
- Select ‘Add by USSD’.
- Specify the amount you would like to send.
- Select the appropriate USSD and dial it.
- Then, follow the prompt displayed on your screen.
To directly send money to your Kuda account via these banks’ USSD codes, follow the steps below:
How to transfer money to my Kuda account using GTBank USSD
- Dial *737*50*amount*416# with your registered phone number.
- Follow the prompts displayed on your phone to complete the transfer.
How to transfer money to my Kuda account using First Bank USSD
- Dial *894*amount*kuda account number# with your registered phone number.
- Follow the prompts displayed on your phone to complete the transfer.
How to transfer money to my Kuda account using Zenith Bank USSD
- Dial *966*amount*Kuda account number# with your registered phone number.
- Next, select ‘Other Banks’
- To locate Kuda Microfinance Bank, select ‘More’.
- Finally, complete your transfer.
How to transfer money to my Kuda account using Wema Bank USSD
- Dial *945# with your registered phone number.
- Select ‘Send Money’ by entering in 3.
- Then to show ‘Other Banks’, enter 2.
- Input your Kuda bank account number.
- Enter 9 to select ‘Next’.
- Select ‘Kuda MFB’ by entering 1.
- Finally, complete your transfer.
To check if other banks not listed here support money transfer to Kuda Bank, open the bank app, start a fund transfer, and see if “Kuda MFB” is among the banks you can transfer funds to. If you can’t find “Kuda MFB”, it means that bank does not support money transfers to Kuda Bank.
Conclusion
Unlike many of the conventional banks in Nigeria, Kuda Bank does not have a USSD code. Almost all the transaction you need to carry out is done on the Kuda App. Though in order to aid its online and offline banking-affiliated activities, Kuda bank partners with other leading financial institutions in Nigeria such as GTBank, First Bank, Zenith Bank, Polaris Bank etc. As a result of this, you can use these banks’ USSD codes to add or transfer money to your Kuda Bank account.